Terms of Service

Welcome to Finance Free Calculator. By accessing or using our website and financial calculators, you agree to comply with and be bound by the following Terms of Service. If you do not agree to these terms, please do not use our services.

1. Disclaimer: Not Financial Advice

The calculators, tools, articles, and recommendations provided on Finance Free Calculator are for informational and educational purposes only.

• Finance Free Calculator is not a registered investment adviser, broker, tax professional, or certified financial planner.
• None of the calculations, results, or advisories represent legal, tax, or investment advice.
• Mathematical models are simplified simulations. Real-world financial situations depend on additional variables such as inflation, market volatility, local tax deductions, and personal credit terms.
• You should consult with a qualified financial advisor, CPA, or relevant professional before making major financial commitments, borrowing money, or investing.

2. Use of Services

You are granted a non-exclusive, non-transferable, revocable license to access and use our calculators for your personal, non-commercial planning.

As a condition of your use, you agree not to:

• Use scraping tools, automated scripts, or API requests to extract calculation algorithms or code logic without permission.
• Frame or overlay our tools to display them under other brand names or with external advertisements.
• Attempt to compromise the security, responsiveness, or availability of our static assets or server hosts.

3. Accuracy of Calculations

While we strive to maintain high mathematical precision and keep our tax formulas up to date, all calculations are provided "as is."

• We do not warrant that calculations are error-free, complete, or applicable to your specific country, region, or financial institution.
• Interest compounding formulas, amortization tables, and tax guidelines are illustrative and subject to changes in local national codes or commercial lender rules.

4. Intellectual Property

The layout, Vercel-inspired designs, logo, copy, guides, and calculator formulas are the intellectual property of Finance Free Calculator and its contributors. You may share links to our pages and calculators freely, but copying our core code for commercial deployment is prohibited.

5. Limitation of Liability

Under no circumstances shall Finance Free Calculator, its developers, or its contributors be liable for any direct, indirect, incidental, or consequential damages resulting from your reliance on our tools, calculations, or financial guides. You assume full risk for all financial planning decisions.

6. Governing Law

These Terms of Service are governed by and construed in accordance with standard regulations, without regard to conflicts of law provisions. Any dispute arising from these terms shall be subject to the exclusive jurisdiction of the local courts.